AlibomicsMoney and Economics
THE JOURNAL

Economics beyond
the headline.

Money, business, policy, behaviour, the environment and evidence. Evergreen explanations with practical examples—not market predictions.

Core economics

Core economics

When stopping production saves money

The difference between avoidable costs and sunk commitments.

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Core economics

What a weaker yen means depends on whose balance sheet you read

An exchange rate is a relative price with different consequences for different people.

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Core economics

What the Fed changes—and what it does not control directly

Turn rate headlines into a clearer picture of borrowing, demand and inflation.

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Core economics

Why everything still feels expensive when inflation falls

Separate the price level, the inflation rate and your own spending basket.

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Core economics

Economics versus finance: different questions, connected ideas

One studies choices and systems; the other focuses on money, assets and financing.

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Behavioural economics

Behavioural economics

Are you shopping for your future self?

A hungry trolley is a useful way to understand projection bias.

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Finance

Finance

Your business made a profit. Where is the cash?

A sale, a profit and a payment are three different things.

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Finance

Your first £1,000 emergency fund: a milestone, not a magic number

Build a practical buffer around your circumstances, not someone else’s rule.

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Finance

Budgeting rules that fit real life—not the other way round

Percentages are starting points. Your obligations decide whether they work.

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Finance

Should you pay a credit card in full? Understand the statement first

The balance, due date and grace period matter more than a slogan.

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Finance

Starting with £20: choose the process before the investing app

A small amount is a chance to learn—not a reason to ignore costs and risk.

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Finance

High-income jobs and side hustles: compare net outcomes, not screenshots

Pay, training, costs and uncertainty belong in the same calculation.

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Financial economics

Financial economics

Why a zero average can still lose money

Compounding changes the story behind investment returns.

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Financial economics

Gold, safety and the difference between a story and a portfolio

A familiar “safe haven” label is not a guarantee about your outcome.

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Financial economics

Private equity: ownership, funding and the cost of being less liquid

Understand the structure before comparing it with an ordinary quoted share.

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Financial economics

Should I invest now or wait? Start with the money’s purpose

A market headline cannot answer a personal planning question.

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Environmental economics

Environmental economics

The economics of AI: useful output is not the same as low social cost

Compute, energy, demand and external effects belong in the same discussion.

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Environmental economics

Carbon taxes versus emissions trading: price and quantity

Two approaches to putting pollution into the decision—not identical instruments.

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Environmental economics

Shared resources need rules—not fatalism

A fishery is not the same kind of shared good as a warning broadcast.

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Econometrics

Econometrics

Correlation is a clue. What would establish causation?

Move from “these things happen together” to a credible comparison.

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Econometrics

A regression result is a sentence with missing context

Units, uncertainty, research design and population all belong beside the coefficient.

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